They also provide a valuable opportunity to monitor the deceased’s credit history for unusual activity or other signs of identity theft. How to get a credit report for a deceased personĬredit reports can be a helpful tool when accounting for the debts and assets of someone who has died. You can find out how to notify Equifax by clicking here. When one of the NCRAs adds a deceased notice to a person’s credit file, it will notify the other two, eliminating the need for you to contact all three NCRAs. This notice prevents lenders from issuing new credit in the deceased’s name. Once the NCRAs are aware that your loved one has died, they’ll add something called a death notice to the deceased’s credit reports. If they aren’t, you’ll need to contact at least one of them yourself. The NCRAs are typically notified of a death by the SSA. Once you have informed the SSA of your loved one’s death, it’s also important to inform all three nationwide consumer reporting agencies (NCRAs) - Equifax ®, Transunion ® and Experian ®. How to notify Equifax of your loved one’s death You can review your application for survivor benefits in person at your local Social Security office or by phone at 80. In certain circumstances, parents, stepchildren, grandchildren, step-grandchildren and adopted children may also qualify.
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